Comparison
SplitBank vs Splitwise: same math, no paywall
Splitwise is good. It also has a daily expense limit on the free plan and puts charts and search behind Pro. We don’t. Here’s the honest side-by-side, including what they do that we don’t (yet).
Which one should you choose?
Choose SplitBank if…
- • You want charts and expense search without paying
- • You want to scan and itemize receipts without paying
- • You add lots of expenses and don’t want a daily limit
- • Your group settles up with Venmo, Cash App, PayPal or Zelle
- • You want to bring a group over: import it from Splitwise’s CSV export
Choose Splitwise if…
- • You want balances kept in each currency instead of converted to dollars
- • You’d rather install a native app from an app store
Side by side
Feature comparison
| Feature | SplitBank | Splitwise |
|---|---|---|
| Price | Free | Free plan, plus a paid Pro subscription |
| Expenses you can add | Unlimited | Free plan has a daily expense limit |
| Groups, friends and balances | Yes | Yes |
| Split equally, by amount, %, shares or adjustment | Yes | Yes |
| Simplify debts | Yes | Yes |
| Recurring expenses | Yes | Yes |
| Comments on expenses | Yes | Yes |
| Charts | Included | Pro feature |
| Expense search | Included (within a group) | Pro feature |
| CSV export | Included | Yes |
| Ads | None | Removed with Pro |
| Pay with Venmo, Cash App, PayPal, Zelle | Opens the app with the amount filled in | Integrations vary by region |
| Expenses in other currencies | Included: converted to USD at the day’s rate | Yes (conversion is a Pro feature) |
| Split with people who haven’t signed up | Yes: add them by name, they claim it later | Yes: add them by name or email |
| Lock an expense so only you can change it | Yes | No: anyone on the expense can edit it |
| Import a Splitwise group | Yes, from Splitwise’s CSV export | — |
| Receipt scanning and itemizing | Included | Pro feature |
| Native iOS and Android apps | Installable web app | Yes |
Splitwise details checked on October 6, 2026 from Splitwise Pro and What is Splitwise Pro? and Splitwise on who can edit expenses. Plans and features change — check their site for the latest. Splitwise is a trademark of its owner; SplitBank isn’t affiliated with it.
FAQ
Switching questions
If you want the core features — groups, balances, flexible splits, simplified debts, other currencies and settle up — without a daily limit or subscription, yes. If you want balances kept separately in each currency rather than converted to dollars, Splitwise does that and SplitBank doesn’t yet.
Yes. Export the group from Splitwise’s website as a CSV, then choose Import from Splitwise when you create a group. Match each person to yourself, a friend or a new guest, check the preview, and every expense, payment and balance comes across.
Curious how groups settle with fewer payments? Read debt simplification explained.
Try SplitBank alongside Splitwise
It’s free — start a group for your next trip or dinner and see which one your friends prefer.