Split bills.
Not friendships.
Add shared expenses, track who owes what, and get spending insights — all completely free. No bank connection required.
$0
forever, no subscription
∞
expenses you can add
100%
free to analyze
Why not Splitwise?
Splitwise charges you $40/year for features that should be free. SplitBank doesn't.
Splitwise
$39.99/yr for Pro
SplitBank
Always free
Add unlimited expenses
Free tier pushes you to upgrade constantly
Spending insights and charts
Analytics locked behind Pro
See exact per-transaction balances
Simplifies debts, hides the detail
No monthly or annual fee
$3.99/mo or $39.99/yr for basic features
Settle via Venmo, Zelle, Cash App, PayPal
Pro only for some integrations
Group expense tracking
Everything you need
Enter expenses instantly
Add a shared expense in seconds. Split by equal shares, exact amounts, or percentages.
Group expense tracking
Create groups for trips, housemates, or recurring costs. Track who owes what at a glance.
Friend balances
See your net balance with each person across all shared expenses in one place.
Spending insights
Charts and breakdowns by category, month, and group — so you always know where your money went.
How it works
Add an expense
Enter any shared expense manually — dinner, rent, a trip. Split it equally or any way you like.
Track who owes what
Balances update instantly. See what you owe and what you're owed across all groups and friends.
Settle up
Send a payment request via Venmo, Cash App, Zelle, or PayPal. Mark items paid as money moves.
Stop paying to split bills.
SplitBank is free. No trial. No upgrade prompt after your 4th expense. Just split.
Get started free